Endnotes
¹ Any guarantees are backed by the claims-paying ability of the issuing company. Past performance is no guarantee of future results. Guarantees of fixed monthly payments are only associated with fixed annuities.
² https://www.cnbc.com/2024/08/28/401k-auto-enrollment-less-effective-than-expected study-says.html; https://www.ici.org/news-release/22-news-tdf
³ As of 12/31/2024. Pensions & Investments (P&I) https://researchcenter.pionline.com/ rankings/dc-record-keeper/datatable
⁴ Federal Trade Commission (2024). Consumer Sentinel Network Data Book, 2023. https://www. ftc.gov/reports/consumer-sentinel-network-data-book-2023
⁵ Burnes, D., Henderson Jr., C.R., Sheppard, C., Zhao, R., Pillemer, K., & Lachs, M.S. (2017). Prevalence of financial fraud and scams among older adults in the United States: A systematic review and meta-analysis. American Journal of Public Health, 107(8), e13–e21.
⁶ https://www.cftc.gov/LearnAndProtect/AdvisoriesAndArticles/6Steps.html
⁷ To read the full research report, please visit www.nuveen.com/global/campaigns/benefits-2-0
⁸ https://bipartisanpolicy.org/blog/new-survey-retirement-expectations-dont-match-reality/
⁹ https://bipartisanpolicy.org/blog/new-survey-retirement-expectations-dont-match-reality/
¹⁰ https://money.cnn.com/2017/07/31/retirement/save-15/index.html
¹¹ https://www.ssa.gov/oact/cola/Benefits.html
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About Nuveen Lifecycle Income CIT Series
SEI Trust Company serves as the Trustee of the Nuveen/SEI Trust Company Investment Trust III and maintains ultimate fiduciary authority over the management of, and the investments made, in the Nuveen Lifecycle Income CIT Series (Lifecycle Income CIT Series). Each fund is part of a trust operated by the trustee. The trustee is a trust company organized under the laws of the Commonwealth of Pennsylvania and wholly owned subsidiary of SEI Investments Company (SEI). The Lifecycle Income CIT Series is managed by the trustee, based on the investment advice of Nuveen Fund Advisors, LLC, the investment adviser to the trust, and Nuveen Asset Management, LLC as investment sub-adviser to the Lifecycle Income CIT Series. The Lifecycle Income CIT Series are trusts for the collective investment of assets of participating tax qualified pension and profit-sharing plans and related trusts, governmental plans and other eligible plans, as more fully described in the Declaration of Trust. As a bank collective investment trust, the trust is exempt from registration as an investment company. A plan fiduciary should consider the funds’ objectives, risks, and expenses before investing. This and other information can be found in the Declaration of Trust and the Funds’ Disclosure Memorandum. Annuity contracts may contain terms for keeping them in force. We can provide you with costs and complete details.
TIAA Secure Income Account is an annuity issued through this contract by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY, 10017: Form series including but not limited to: TIAA-UQDIA-002-K, TIAA-STDFA-001-NUV and related state specific versions. Not all contracts are available in all states or currently issued.
Guarantees are subject to TIAA’s claims-paying ability.
